Paul A Jones
Paul A Jones
0151 232 8026
3.13 Tithebarn Street
Researcher - Research Unit for Financial Inclusion.
Paul A Jones has a background in youth work and community development, working both in the voluntary and local authority sectors. He has worked as a senior lecturer at LJMU since 1998. He has developed a research background is mainly in credit union development and in financial services for people on low incomes. He created, in 2006, the Research Unit for Financial Inclusion, where he currently works as a senior researcher. He has published a range of works and papers on credit union development, on access to credit and on tackling financial exclusion.
Social and Co-operative Enterprise, Social and Financial Inclusion, Urban and Rural Regeneration. Credit Union and Co-operative Management and Organisation.
Social and Co-operative Enterprise, Social and Financial Exclusion, Urban and Rural Regeneration and Credit Union Development.
Journal articles and chapters in books1. Jones P.A.,2001a, The Growth Of Credit Unions And Credit Co-operatives – Is The Past Still Present? Chapter in Mayo E and Guéné C. Eds .“Banking and Social Cohesion. Alternative Responses to a Global Market”, Jon Carpenter Publishing, Oxford 2001 ISBN 1-897766-69-6.
This paper was first published in French:
P. A Jones, Le développement des Credit Unions et des coopératives de crédit – Le passé est-il toujours présent ? Chapter in Mayo E and Guéné C. Eds. « Banques et Cohésion Sociale – Réponses à un Marché Globalisé » Editions Charles Léopold Mayer, Paris 2000
2. Jones P.A., 2004a, Changing British Credit Unions: Learning Lessons from Latin America. International Co-operative Alliance Research Conference paper published in Harafolas S., Spear R., and Stryjan Y. Eds. Local Society and Global Economy. Editions Hellin. Greece. 2004. ISBN 960-286-820- 1.
3. Jones P.A., 2004b, Growing Credit Unions in the West Midlands. Journal of Co-operative Studies Vol. 37: 1 (N0 110) April,
4. Jones P.A.,2005a, Philanthropy and Enterprise in the British Credit Union Movement. 2005 Journal of the Institute of Economic Affairs, Vol. 25 No 2 June
5. Jones P.A.,2006a, Giving credit where it’s due: Promoting financial inclusion through quality credit unions. Local Economy, Volume 21, Number 1, Pages: 36 - 48 February 2006. Routledge.
6. Jones P. A.,2008a, From tackling poverty to achieving financial inclusion - the changing role of British credit unions in low income communities. Journal of Socio-Economics 37, 2141–2154
7. Jones P.A. and Decker O.S., 2008, Finance for all: British credit unions and the promotion of an inclusive society. Chapter in Cato M.S. Ed., New Views of Society: Robert Owen for the 21st Century. Scottish Left Review Press. ISBN 0-9550362-4-0.
Research reports and associated works1. Jones P.A., 1999. Towards Sustainable Credit Union Development, Report of a national research project undertaken by Liverpool JMU, the Association of British Credit Unions Ltd, the English Community Enterprise Partnership and the Co-operative Bank and supported by the Local Government Association and the Local Government Management Board. ABCUL, March 1999 ISBN 9506281-6-6
2. Jones P.A., 2001b. Access to Credit on a Low Income, a study into how people on low incomes in Liverpool access and use consumer credit. The Co-operative Bank. 2001 ISBB 0-9520736-1-7
3. Jones P.A. 2001c. From Small Acorns to Big Oaks – a study into the development of credit unions in rural England. The Countryside Agency and ABCUL 2001 ISBN 0-9506281-7-4
4. Jones P.A. 2002. Modernising Credit Unions, Guatemala Co-operative Strengthening Project 1987-1994, New Economics Foundation and ABCUL 2002 ISBN 0-9506281-8-2
5. Jones P.A., 2003a. Changing Credit Unions. 2003 Public Money and Management Review, May.
6. Jones P.A. 2003b. Credit Unions and Loan Guarantee Schemes. Barclays, London.
7. Jones. P.A., 2004c. Creating wealth in the West Midlands though sustainable credit unions. Interim Report. ABCUL
8. Jones. P.A., 2005b. The changing role of volunteers in the British Credit Union Movement An Action Research Report. Co-operative Action/ LJMU
9. Jones. P.A., 2005c. Creating wealth in the West Midlands though sustainable credit unions. An Action Research Report. ABCUL
10. Jones P.A., 2006b. Financial Skills Training at HM Prison Liverpool. North Liverpool Citizens Advice Bureau and LJMU ISBN 978-0-9553997-1-8
11. Jones P.A. 2008b. Linking credit unions and money advice. Learning lessons from the Blackfriars Advice Centre, Southwark Credit Union and Twinpier Debt Counselling Service Money Advice Project, 2006. Friends Provident Foundation and LJMU, Liverpool
12. Jones P.A. 2008c. Credit Union Current Accounts. ABCUL and LJMU, Liverpool
13. Jones P.A. 2008d. Borrowing your way out of debt. Northern Rock Foundation and LJMU, Liverpool
14. Jones P.A. 2008e. Banking on a fresh start. A research study into the impact of The Co-operative Bank’s project to enable prisoners to open basic bank accounts in HMP Forest Bank. The Co-operative Bank and LJMU, Liverpool
15. Jones P.A. 2008f. Breaking through to the future -the strategic development of credit unions in Britain, 1998 – 2008. Interim Report. December 2009 LJMU/The Co-operative Bank.
16. Jones P.A. 2009. Stabilising Credit Unions. ABCUL and LJMU, Liverpool
17. Jones P.A. and Barnes T. 2005. Would You Credit It? – people telling stories about credit. The Co-operative Bank, Manchester. ISBN 0-9520736-4-1
18. Jones P.A. and Decker O.S. 2007. The Development of Southwark Credit Union 1982 – 2007. LJMU. ISBN 978-0-9553997-4-9
19. Jones P.A. and Egan K., 2009. The strategic development of credit unions on Merseyside. A market research and feasibility study into new business opportunities and products for Merseyside based credit unions. ABCUL, The Riverside Group and LJMU.
20. Jones P.A and Goggin N. 2007. Credit Union and CDFI Training and Development Needs Analysis, Department of Work and Pensions, Newcastle.
21. Jones P.A. and Rahilly S. 2006. Enterprise in Disadvantaged Communities. A research report into a Neighbourhood Renewal Fund Project in South Tyneside. South Tyneside Local Strategic Partnership and Liverpool John Moores University
22. Kempson E., Ellison A., Whyley C. and Jones P.A. 2009 Not-for-profit home credit: Building a business case. Joseph Rowntree Foundation
|Part of Register||Field of Practice|
Member of Chartered Institute of Linguists
|Filene Research Institute, Madison, USA||Credit Union Research|
|Doctor of Philosophy (by published works). From tackling poverty to achieving financial inclusion, the transformation of the British credit union movement, 1998 – 2008. Liverpool John Moores University. 2010.||PhD|
Master of Science Degree in Management (by action learning and research) (awarded with commendation), Manchester Metropolitan University Sept. 1995
|Master in Education Degree (The Philosophy of Education), The Victoria University of Manchester, 1984||MEd|
|Post-graduate Diploma in Youth and Community Studies, Manchester Polytechnic, 1981||Post-Graduate Diploma|
|Diploma in French (awarded with two distinctions) Institute of Linguists Educational Trust. Examination in Languages for International Communication, May 2003||Languages|