Tuition Fee Loans
Full-time and part-time students
LJMU is charging £9,000 a year tuition fees for most of our full-time undergraduate courses from September 2012. We know that this is a big investment but it’s important to remember that you do not have to pay this money upfront when you enrol at LJMU.
Most full and part-time students will be able to take out a tuition fee loan for each year of their course. This loan is not means-tested which means that your household income will not affect whether you get it or not.
You don’t have to start paying your loan back until the April after you graduate from LJMU and even then only if you are working and earning more than £21,000 a year. Your monthly repayment will only be a small percentage of your income so it will be affordable.
Your tuition fee loan covers all your tuition costs and is paid directly to LJMU. This means you only have to budget for your living costs. Most students will also be able to get help with their living costs too through maintenace loans. If your household income is below £42,000 you will also qualify for a maintenance grant, which doesn't have to be paid back. See the links opposite for more information.
Please note, these tuition fees may not apply to students on NHS courses where alternative funding may be available.
Students from Northern Ireland, Wales and Scotland
Regardless of where you live, your home nation will support the general principal of a loan for your tuition fees and support towards your living costs.
If you are currently resident in:
- Northern Ireland, go to www.studentfinanceni.co.uk/ for further details
- Scotland, go to: www.saas.gov.uk/ further details
- Wales, go to: www.studentfinancewales.co.uk/ for further details
EU and international students
If you are from an EU country outside the UK you may be eligible to take out a tuition fee loan. Students from outside the EU are not eligible for this loan. EU students are not eligible for living cost support.
Making your application for student funding
You can apply for your student finance by applying online at http://www.direct.gov.uk/studentfinance Alternatively you can call your national funding body and they will send you a paper application form.
The application cycle for funding normally opens around the January before you start your course.
- You don’t have to pay your tuition fees up front – as long as you have not been to university before and meet the residency rules you will be able to take out a tuition fee loan.
- You don’t have to wait until you’ve been formally offered a place to apply for your student funding.
- You don’t start paying back your student loans until you are earning more than £21,000.
- Any loans you take out for fees or living costs will be added together in one loan account. This means that when you start paying back your student loans, you will only make one affordable monthly payment.
- Part-time students can apply for tuition fee loans for the first time from September 2012.
If you are unsure about the cost of going to university and whether you can afford it, please contact LJMU’s Student Advice Team. We can give you advice and guidance even before you apply to join LJMU.
Telephone: 0151 904 6056 / 6057