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Nursing and Allied Health

Dr Paul Anthony Jones

Dr Paul Anthony Jones

Telephone: 0151 231 4064

Biography

Dr. Paul A Jones is a Reader in the Social Economy and he heads up the Research Unit for Financial Inclusion (RUFI) in the Faculty of Education, Health and Community at Liverpool John Moores University. RUFI undertakes academic, action and evaluative research in a wide range of areas related to the development of financial services for lower and moderate-income households, money and debt advice and credit union development. He has published widely in the field of financial inclusion and credit union development and is a regular speaker at national and international conferences in the field of the social economy,

Languages

French

Degrees

2010, Liverpool John Moores University, United Kingdom, PhD
1995, Manchester Metropolitan University, United Kingdom, MSc
1984, University of Manchester, United Kingdom, MEd

Publications

Reports

Jones PA, Money N. 2017. Affordable Loans Project Declines Report A research study into the opportunities to support residents initially declined for loans by affordable loan partners Affordable Loans Project Declines Report A research study into the opportunities to support residents initially declined for loans by affordable loan partners :1-10 >Link

Jones PA. 2017. Board Democracy in Co-operatives Board Democracy in Co-operatives :1-39 >Link

Jones PA, Money N, Swoboda R. 2017. Credit Union Strategic Governance Credit Union Strategic Governance :1-207 >Link

Jones PA, Money N. 2016. Credit Union Christmas Savings product research study Credit Union Christmas Savings product research study A research study into the feasibility of a nationally-promoted Christmas savings account :1-21 >Link

Jones PA, Money N, Swoboda R. 2016. The DWP CUEP Review The DWP CUEP Review. An independent research study into the credit union experience of the Credit Union Expansion Project . Key findings :1-10 >Link

Jones PA, Money N, Swoboda R. 2016. Credit Union Expansion Project Review The Department of Work and Pensions Credit Union Expansion Project Review :1-93 >Link

Jones PA, Money N. 2015. Affordable Loans Project. Interim Report A research study into the design of an affordable loans project pilot for residents Affordable Loans Project. Interim Report A research study into the design of an affordable loans project pilot for residents :1-32 >Link

Jones PA, Money N. 2015. Enabling access to affordable credit for social housing residents Enabling access to affordable credit for social housing residents :1-26

Jones PA. 2014. Towards a systematic approach to credit union governance - an interim report Towards a systematic approach to credit union governance - an interim report :1-73

Jones PA. 2014. Banking on a better future Banking on a better future :1-43 >Link

Jones PA, Bath C. 2013. Unlocking Credit Unions Unlocking Credit Unions: Developing partnerships between credit unions and criminal justice agencies :1-78

Jones PA, Money N. 2013. Debt Solutions: An options evaluation for Citizens Advice Debt Solutions: An options evaluation for Citizens Advice :1-102

Jones PA, Money N. 2013. Pilot Project Evaluation for Citizens Advice: DMP Triage and Referrals, September 2012 to January 2013 Pilot Project Evaluation for Citizens Advice: DMP Triage and Referrals, September 2012 to January 2013 :1-24

Jones PA. 2013. Towards Financial Inclusion - the expansion of credit union financial services for low-income households in Northern Ireland Towards Financial Inclusion - the expansion of credit union financial services for low-income households in Northern Ireland :1-78

Jones PA, Bath C. 2013. Unlocking Credit Unions Unlocking Credit Unions: Developing partnerships between credit unions and criminal justice agencies :1-78

Jones PA, Sheen G, Money N. 2012. Debt Management Plan Referrals Pilot Debt Management Plan Referrals Pilot :1-28

Jones PA. 2012. Efficiency and client choice in the delivery of free debt advice Efficiency and client choice in the delivery of free debt advice :1-40

Jones PA. 2012. Strategies for Growth. A research study into the progress and development of credit unions in the North East of England and Cumbria :1-55

Jones PA, Ellison A, Whyley C, Forster R. 2011. Credit and low-income consumers. A demand-side perspective on the issues for consumer protection.

Jones PA, Ellison A. 2011. Community Finance for London, Scaling up the credit union and social finance sector.

Jones PA. 2011. Understanding customers in financial difficulty.

Jones PA. 2011. Integrating Debt Advice Services - The development of an integrated approach to the delivery of face-to-face and telephone debt advice among Citizens Advice Bureaux in the North East and Cumbria. Integrating Debt Advice Services - The development of an integrated approach to the delivery of face-to-face and telephone debt advice among Citizens Advice Bureaux in the North East and Cumbria.

Jones PA. 2011. Reaching the hardest to reach; An exploratory study into the development of the Community Advice Partnership in order to support its reaching out to serve the hardest of the hard to reach groups in Darlington Reaching the hardest to reach; An exploratory study into the development of the Community Advice Partnership in order to support its reaching out to serve the hardest of the hard to reach groups in Darlington

Jones PA. 2010. Over-indebtedness on a low income. An investigation into the impact and effectiveness of the Citizens Advice Financial Inclusion Fund face-to face debt advice project, 2006 – 2009,

Jones PA. 2010. Integrating Debt Advice, A study of the integration of debt advice services in the North East and Cumbria

Jones PA, Scott-Cato M, Bickle R, Myers J. 2009. Realising the Potential: a review of the credit union movement in Wales,

Jones PA. 2009. Still Banking on a fresh start. Progress report on the impact of The Co-operative Bank’s project to enable prisoners to open basic bank accounts

Jones PA. 2009. Stabilising Credit Unions.

Jones PA, Kempson E, Ellison A, Whyley C. 2009. Is a not-for-profit home credit business feasible? :0-56

Jones PA. 2008. Credit Union Current Accounts

Jones PA. 2008. Breaking through to the future -the strategic development of credit unions in Britain, 1998 – 2008

Jones PA. 2008. Banking on a fresh start. A research study into the impact of The Co-operative Bank’s project to enable prisoners to open basic bank accounts in HMP Forest Bank. :0-80

Jones PA. 2008. Linking credit unions and money advice. Learning lessons from the Blackfriars Advice Centre, Southwark Credit Union and Twinpier Debt Counselling Service Money Advice Project :0-64

Chapters

Jones PA, Howlin M. 2017. Community finance: the emergence of credit unions in London Cohen S, Fuhr C, Bock JJ. Austerity, Community Action, and the Future of Citizenship in Europe :95-114 Policy Press. Bristol 978-1447331032 >Link

Jones PA. 2016. British credit unions; Transformation and Challenge Karafolas S. Credit Cooperative Institutions in European Countries Comparative analysis of credit cooperative systems across 23 European countries :233-249 Springer International Publishing. New York City, USA 978-3-319-28783-6 >DOI >Link

Jones PA, Capo Vicedo J. 2013. The corporate social responsibility of British credit unions Brazda J, Dellinger M, Rößl D. Genossenschaften im Fokus einer neuen Wirtschaftspolitik - Bericht der XVII. Internationalen Genossenschaftswissenschaftlichen Tagung (IGT) 2012 in Wien. :639-650 LIT Verlag.. Berlin 978-3-643-50515-6

Jones PA, Marchesini A. 2013. Re-discovering a Paradigm: the Promotion of Savings by Credit Unions within the UK Policy context of Asset-Based Welfare . Goglio S, Alexopoulos Y. Financial cooperatives and local development. Routledge. Trento. Italy

Jones PA. 2008. Finance for all: British credit unions and the promotion of an inclusive society Bickle R, Cato MS. New views of society: Robert Owen for the 21st Century :29-46 Scottish Left Review Press. Biggar, Scotland 9780955036248

Journal Articles

Jones PA. 2014. Les credit unions endossent une mission d’inclusion financière Banque & Stratégie, >Link

Jones PA, Myers J, Scott Cato M. 2012. An ‘alternative mainstream’? The impact of financial inclusion policy on credit unions in Wales Public Money and Management, 32, number 6 :409-416 >DOI

Jones PA, Scott-Cato M, Myers J. 2011. A la marge ou grand public : conséquences de la politique d’insertion financière sur le développement des coopératives d’épargne et de crédit au pays de Galles Revue internationale de l'économie sociale, :52-68

Jones PA. 2008. From tackling poverty to achieving financial inclusion - the changing role of British credit unions in low income communities Journal of Socio-Economics, 37 :2141-2154

Jones PA. 2006. Giving credit where it's due: Promoting financial inclusion through quality credit unions Local Economy, 21 :36-48 >DOI

Jones PA. 2005. Philanthropy and enterprise in the British credit union movement Economic Affairs, 25 :13-19 >DOI

Engagement & Impact

Highlighted activities

External committees:

Committee name: Board of Trustees, Organisation: Just Finance Foundation, Position: Trustee, URL: https://justfinancefoundation.org.uk/

Professional activities

Editorial boards:

Publication: Journal of Co-operative Studies, Position: Editor

External committees:

Committee name: Board of Directors, Organisation: Centre for Community Finance Europe Dublin Republic of Ireland, Position: Director, URL: http://www.centreforcommunityfinanceeurope.eu/

Committee name: Scientific Committee, Organisation: ESS Forum International (Economie Social et Solidaire), Position: Committee Member, URL: http://www.rencontres-montblanc.coop/en

Committee name: Board of Trustees, Organisation: Just Finance Foundation, Position: Trustee, URL: https://justfinancefoundation.org.uk/

Membership of professional bodies:

Member, Chartered Institute of Linguists

Other Professional Activity:

Describe the Professional Activities: Director of Manchester Credit Union Ltd, Manchester, UK

Describe the Professional Activities: Director of Enterprise Credit Union Ltd, Knowsley, Merseyside