Promoting Financial Health and Inclusion in Low Income Communities
Level 7, 10 Credits
This Certificate of Professional Development (CPD) is aimed at people working, in a paid or voluntary capacity, in agencies and organisations concerned with the financial health and inclusion of people and communities on low or unstable incomes.
Completing this course will deepen your theoretical and practical understanding of financial health, education and inclusion. You will explore the historic and contemporary policy context which has underpinned the development of financial services for people with low or unstable incomes, or who have experienced a significant financial setbacks in life
The course is practically-oriented and examines the challenge of developing a modern financial system that is fit-for-purpose for everyone, regardless of their income. The CPD takes a particular interest in community and participative approaches to the development of financial services and you will investigate how partnership and co-operative approaches to tackling financial exclusion can, and do, work in practice. The programme has a focus on the role of credit unions and other social lenders, housing providers and money advice agencies in promoting financial inclusion and in delivering financial capability education.
Who should take this course?
This course will be relevant to you if you are working, in a paid capacity or as a volunteer, as a:
- Financial inclusion, health or capability worker
- Housing officer
- Money advice worker
- Local government officer
- Church-based community worker
- Probation officer
- Regeneration worker
- Youth and community worker or organiser
- Social worker
- Health visitor
- Credit union, CDFI or social finance worker
- Someone working in another capacity related to financial health, inclusion and education
This part-time module consists of 100 hours of learning delivered over five weeks on alternate Fridays. A sixth Friday is available for individual and group tutorials. This includes:
- 40 hours of taught theory, practical exercises and group work
- 60 hours of reflection and private study
You will study part-time over 10 weeks in semester 2 of the academic year.
During this course, you will examine:
- the sociology, economics and politics of poverty and financial exclusion in low income communities
- policy development in promoting financial health and inclusion
- the dynamics of low income financial market
- the role of the banking and financial services industry
- the role of co-operative and social finance, including credit unions
- Big Data and Fintech: A solution to financial exclusion?
- the impact of sub-prime lenders operating in low income communities
- the dynamics and impact of over-indebtedness
- the role of money and debt advice agencies
- the dynamics and delivery of financial capability education
- pathways to financial health and inclusion
- strategic and partnership approaches to the promotion of financial inclusion
- the role of housing providers in promoting financial health and education
A number of external speakers from organisations working in the field of financial health, inclusion, education will deliver guest lectures on the course.
You will be assessed via the completion of an academic essay focusing on an element of the strategic promotion of financial health, inclusion or financial capability education within the contemporary policy context. The theme of your essay can be selected to reflect your interests and work commitments.
In order to be considered for this course, you will be expected to have:
- experience of working in low income communities
- evidence of previous academic Level 6 study (first degree) or equivalent
Prior practical work experience (paid or voluntary) will also be taken into account.
This Continuing Professional Development programme is stand-alone and is not within a wider award framework.
How to apply
Please apply using the online application form selecting Postgraduate Taught from the Level of Entry/Mode of Study drop down and Continuing Professional Development from the Mode of Study drop down.
Paul A Jones, Ph.D
Research Unit for Financial Inclusion
Faculty of Education, Health and Community
Telephone: :+44 (0)151 231 4064; +44 (0)7939 566552 (Mobile)
Faculty Admissions Team
Faculty of Education, Health and Community
Liverpool John Moores University
79 Tithebarn Street
Liverpool L2 2ER
T: 0151 231 5829
This course is delivered by the Research Unit for Financial Inclusion
The University may make changes to a programme of study or module where such changes are deemed to be beneficial to students, are minor in nature and unlikely to impact negatively upon students or become necessary due to circumstances beyond the control of the University.