Undergraduate fees, funding and money advice
What you need to know about fees and funding
Everything you need to understand your tuition fees, funding options and other useful information to help you manage your student finances can be found below.
If you have any questions or need expert advice, please get in touch with one of our advisers.
As an undergraduate student, you will be charged a tuition fee for each year of your course. A different (reduced) fee will be charged in any sandwich years or years abroad. The majority of students will opt to pay for their fees via a tuition fee loan from the government.
For applicants to LJMU, information regarding tuition fee charges can be found on the specific course information. Once you've found a course that you’re interested in, you'll find all the information about fees and funding on the course information page.
If you need to check the information or are unsure of any aspect of your tuition fees, please contact Registry Services.
Tuition fee loans
Eligible students will be able to borrow the full cost of your tuition fee from the government in the form of a tuition fee loan (subject to eligibility). This loan will be paid to LJMU in instalments once we have confirmed you have started your course.
Money for your maintenance
In addition to a tuition fee loan, eligible students can also access money for living costs. The amount you will receive depends on where in the UK you normally live and the household income of your family.
This maintenance funding is paid to you in three large instalments over the year so it is up to you to draw up a budget to manage this money.
Each website has a calculator that you can input your income and receive an estimate of how much you will receive per year.
For more information on how much you will receive and how to apply click on the relevant link below:
Grants for your dependants
UK students with dependants can also apply for additional financial support such as Adult Dependants’ Grant, Childcare Grant and Parents’ Learning Allowance.
- Adult Dependants’ Grant – This is a means-tested grant of up to £3,094 a year if you have to care for an adult dependant who is not your grown-up child, while studying (subject to eligibility)
- Childcare Grant – This grant is to help you if you have children that you need to pay childcare for, you can apply for means-tested support to help with the cost of this. Childcare Grants for academic year 2020/21 are up to a maximum of £174.22 per week for one child only or up to £298.69 per week for two or more children (subject to eligibility)
- Parents’ Learning Allowance – This is a means-tested grant of up to £1,766 a year if you have children who are wholly or mainly financially dependant on you
Repaying your loans
Any loans you take out for tuition fees or living costs will be added together into one loan account. You do not have to start repaying your loans until you have completed your course and are earning over the specified threshold. This is currently £27,295 per year if you are from England or Wales, £19,895 if you are from Northern Ireland and £25,000 if you are from Scotland.
Once you are earning over the threshold you will repay at a rate of 9% of anything above the threshold. This table below gives you an indicator of how much your repayments will be based on a student from England or Wales:
Annual salary: Monthly repayment
Any money you still owe after 30 years (25 years if from Northern Ireland) is written off. This means you won’t need to continue repaying the loan.
For more information about student loan repayments see the government website
How and when to apply for your funding
You should apply for your funding as early as possible. You do not need to have a confirmed place to submit an application for funding. The application cycle for funding generally opens around the February or March before your course starts in the September. Don’t worry about changing your mind about the course or university, as once you have submitted your application you can manage it on line and even cancel it if you want to.
In order to be sure of getting your money for the start of term you should apply by the end of May. You can apply after this but you are not guaranteed the payment at the start of term if you apply later.
Don’t forget you need to reapply for your funding in your second and/or third year of study.
Visit your Student Finance site:
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