Managing your money
Get free and impartial financial advice from our Student Advice Team
With proper budgeting and careful planning, money doesn't have to be an issue when you are a student.
Learning to manage your money is a skill we ideally all need to learn at some time in our lives. Whether we like it or not, money management is a crucial part of university life. Even if you have always worked and paid for things before coming to university, because due to the way students are paid and how this (and paid work) fits in with the academic year, organising your finances and making sure you have enough money is different at university.
To help you manage your money while at uni, we are delighted to be working
in partnership with blackbullion. Through this partnership, LJMU students can access a range of online financial planning tools and resources. You can log on and register today using your LJMU email address and start to take control of your finances.
To get advice, guidance, or to book your Wealth Check, contact the team using the contact details below.
Email: email@example.com | Telephone: 0151 231 3153/3154
Plan your day-to-day costs
Work out a budget and try to stick to it during your first year. Having a good understanding of what you can and can’t afford will help you to keep your bank balance healthy.
The Money Advice Service and UCAS both have useful student budgeting tips. The Money Advice Service also have a budget planner tool.
Set your budget and stick to it
Manage your student funding
Avoid all other loans or credit cards
Always ask for student discount
Leave your debit cards at home when you are going out
Get a wealth check
Eat in with friends instead of dining out on your credit cards
Get in the habit of checking your bank balance
LJMU takes your privacy very seriously. This privacy notice explains how we use your personal information and your rights regarding that information. We will always use your data as set out in the principles of the General Data Protection Regulation (GDPR) and all current Data Protection Legislation. We are committed to being transparent about how we collect and use your data and to meeting our data protection obligations.