UK bank account

Information for EU postgraduate 2017/18 entrants

Opening a UK bank account

When you arrive in the UK you will need to set up a bank account

It is likely that you will be offered a basic account when you set up a bank account in the UK. A basic bank account will let you:

  • pay money into your account
  • withdraw your money from a cash point (ATM)
  • pay bills by standing order or by direct debit

You won’t be able to get credit or an overdraft with this type of bank account.

What will I need to open a bank account?

To open a bank account, you will need:

  • identification (ID), normally in the form of a passport
  • verification of your UK and home address
  • evidence of your student status. You can get a letter from the Student Admin Centre in your Liverpool John Moores University library and use this letter as evidence.

Please check with your bank about the documentation they need to open your account.

For more details, please visit the British Bankers’ Association website.

Sharia principles 

If you would like to open a bank account in accordance with Sharia principles, then you can check the banks’ websites. Some mainstream banks also offer accounts that meet these principles and there are a few specialist banks that operate in accordance with them. 

Find a bank

Click on the tab below to see a list of city centre banks you can find in Liverpool.

Banks you'll find in Liverpool city centre





 Telephone number


Barclays Bank
50 Lord Street
L2 1TD
   0345 734 5345
Natwest Bank
Liverpool One
49 South John Street
L1 8BU
   03457 888 444
22 Castle Street
L2 0UP
   0345 788 8444

Santander Bank


84 Church Street
L1 3AY
   0845 765 4321
45 Lord Street
L2 6PB
   0845 765 4321
Lloyds Bank
Church Street
L1 3HD
   0345 300 0000
Merchants Court
2-12 Lord Street
L2 7XT
   0345 300 0000
Merchants Court
2-12 Lord Street
L2 7XT
   0345 300 0000
TSB Bank
124 Mount Pleasant
L3 5SR
   0151 248 9991
99-101 Lord Street
L2 6PG
   0845 740 4404
Halifax Bank
30 Bold Street
L1 4LF
   0151 551 9215