Managing your money

With proper budgeting and careful planning, money doesn't have to be an issue when you are a student.

Get free and impartial financial advice from our Money Advice Team

Learning to manage your money is a skill we ideally all need to learn at some time in our lives. Whether we like it or not, money management is a crucial part of university life. Even if you have always worked and paid for things before coming to university, because due to the way students are paid and how this (and paid work) fits in with the academic year, organising your finances and making sure you have enough money is different at university.

To get advice, guidance, or to book your Wealth Check, contact the team using the contact details below.

Email: | Telephone: 0151 231 3153/3154


Plan your day-to-day costs

Work out a budget and try to stick to it during your first year. Having a good understanding of what you can and can’t afford will help you to keep your bank balance healthy.

The Money Advice Service and UCAS both have useful student budgeting tips. The Money Advice Service also have a budget planner tool.

To help you budget, you can also follow our top 10 tips:

Faq Items

Set your budget and stick to it

Manage your student funding

Avoid all other loans or credit cards

Always ask for student discount

Leave your debit cards at home when you are going out

Get a wealth check

Eat in with friends instead of dining out on your credit cards

Be green

Go retro

Get in the habit of checking your bank balance