UK bank accounts

When you arrive in the UK you will need to set up a bank account

It is likely that you will be offered a basic account when you set up a bank account in the UK. A basic bank account will let you:

  • pay money into your account
  • withdraw your money from a cash point (ATM)
  • pay bills by standing order or by direct debit

You won’t be able to get credit or an overdraft with this type of bank account.

What will I need to open a bank account?

To open a bank account, you will need:

  • identification (ID), normally in the form of a passport
  • verification of your UK and home address
  • evidence of your student status. You can get a letter from the Student Admin Centre in your Liverpool John Moores University library and use this letter as evidence.

Please check with your bank about the documentation they need to open your account.

For more details, please visit the British Bankers’ Association website.

Sharia principles 

If you would like to open a bank account in accordance with Sharia principles, then you can check the banks’ websites. Some mainstream banks also offer accounts that meet these principles and there are a few specialist banks that operate in accordance with them.

Find a bank

Faq Items

Banks you'll find in Liverpool city centre

Barclays Bank

50 Lord Street
Liverpool
L2 1TD

Tel: 0345 734 5345

Natwest Bank

Church Street
Liverpool
L1 3BG

Tel: 03457 888 444

Santander Bank

84 Church Street
Liverpool
L1 3AY

Tel: 0845 765 4321

Santander Bank

45 Lord Street
Liverpool
L2 6PB

Tel: 0845 765 4321

Lloyds Bank

Church Street
Liverpool
L1 3HD

Tel: 0345 300 0000

Lloyds Bank

Merchants Court
2-12 Lord Street
Liverpool
L2 7XT

Tel: 0345 300 0000

Merchants Court

2-12 Lord Street
Liverpool
L2 7XT

0345 300 0000

TSB Bank

124 Mount Pleasant
Liverpool
L3 5SR

Tel: 0151 248 9991

HSBC Bank

99-101 Lord Street
Liverpool
L2 6PG

Tel: 0845 740 4404

Halifax Bank

30 Bold Street
Liverpool
L1 4LF

Tel: 0151 551 9215